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New Swarnima for Women


Inculcating the spirit of self-dependence among the women of backward classes living below double the poverty line under Term Loan.

Salient Features

  • The target group of the New Swarnima scheme of NBCFDC is the women belonging to Backward Classes living below double the poverty line.
  • The beneficiary women is not required to invest any amount of her own on the projects upto cost of Rs.1, 00,000/.
  • The rate of interest on the amount of loan is less as compared to the general loan scheme of the Corporation.


  • The women belonging to Backward Classes as notified by the Central / State Governments from time to time shall be eligible for loan under this scheme.
  • The annual family income of the applicant is fixed as Rs.3.00 Lakh. The SCAs/Banks are requested to release atleast 50% of total funding to persons with annual family income upto Rs.1.50 Lakh.

Maximum Loan Amount Rs.1.00 Lakh (Per beneficiary)

Pattern of Financing

NBCFDC Loan 95%
SCA Contribution 05%

Rate of Interest

From NBCFDC to SCA 2% p.a.
SCA to beneficiary 5% p.a.


Loan is to be repaid in quarterly instalments within 4 Years (including the moratorium period of six months on the recovery of principal).

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Last Updated On : 2019-06-04 10:42:33