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(Micro Finance Scheme for women)


To provide Micro Finance to women entrepreneurs belonging to the target group.

Salient Features of the Scheme

1. Maximum loan limit per beneficiary : Rs.60, 000/-
2. Maximum number of women in one SHG : 20


The scheme is to be implemented by Channel Partners in rural and urban areas by way of financing the women beneficiaries either directly or through Self-Help-Groups (SHGs).

Eligibility of the Beneficiary

Women belonging to the Backward Classes as notified by Central / State Govt. from time to time and living below double the poverty line. The annual family income of the women is fixed as Rs.3.00 Lakh. The SCAs/Banks are requested to release atleast 50% of total funding to persons with annual family income upto Rs.1.50 Lakh.

Pattern of Finance

1. NBCFDC loan : 95%
2. SCA/Beneficiary contribution : 05%

Utilization Period

4 months from date of disbursement

Rate of Interest

1. From NBCFDC to SCA : 1% p.a.
2. SCA to Beneficiary : 4% p.a.


Loan is to be repaid in quarterly instalments within 48 months (including the moratorium period of six months on the recovery of principal).

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Last Updated On : 2019-04-27 08:20:01