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Loan Scheme Description

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Mahila Samriddhi

(Micro Finance Scheme for women)


To provide Micro Finance to women entrepreneurs belonging to the target group.


a) Women belonging to Backward Classes, as notified by Central Government/State Governments from time to time.

b) Applicant’s annual family income should be upto Rs. 3.00 Lakh.  

c) In a SHG 60% of members can be from Backward Classes and remaining 40% members may be from other weaker section like SC/Handicapped/Minorities etc.

Salient Features

1.         Maximum loan limit per SHG                          :                       Rs.15.00 Lakh

2.         Maximum loan limit per beneficiary               :                       Rs.1,25,000/-

3.         Maximum number of women in one SHG       :                       20


The scheme is to be implemented by Channel Partners in rural and urban areas by way of financing the women beneficiaries either directly or through Self-Help Groups (SHGs).

Pattern of Finance

  1. NBCFDC loan                                                         :                       95%
  2. Channel Partner/Beneficiary contribution        :                       05%

Rate of Interest

  1. From NBCFDC to Channel Partner                    :                       1% p.a.
  2. From Channel Partner to SHG/Beneficiary      :                       4% p.a.


Loan is to be repaid in quarterly instalments within 4 Years (including the moratorium period of six months on the recovery of principal).

                               For more information contact Toll Free No.18001023399

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